Life
Health
Life Insurance — Get Covered in Minutes
No medical exam. No blood work. Answer a few simple questions online, see your personalized price, and apply right from your phone or computer. Every option below is a real digital application — most people finish in about 10 minutes.
1. Term Life with Living Benefits
For ages 18–60 who want real income protection. The most coverage for your dollar: pure term life insurance that also pays you benefits while you’re still living if you face a serious illness. Choose your coverage amount and term length, and add riders like accidental death or dependent child coverage. The flagship option for young families and homeowners.
2. Pure Term Life
For ages 18–60 who want straightforward coverage. Simple, affordable term life insurance — you pick the amount and the number of years, and your family is protected if the unexpected happens. No riders, no complications, just clean protection.
3. Accidental Death Coverage
For ages 20–59 who want fast, simple protection. The quickest application of the five — just three questions and you’re done. Pays an additional benefit if death results from a covered accident. A smart, low-cost add-on for anyone who drives, works a physical job, or wants extra protection layered on top of existing coverage.
4. Final Expense Coverage
For ages 50–85. Designed to cover funeral costs, medical bills, and leftover expenses so your family isn’t left with the burden. No health questions asked — just answer a few basics and see your rate. Fixed premiums that never increase, and benefits paid directly to your beneficiary.
5. Guaranteed Issue Life
For ages 50–85, guaranteed acceptance. No health questions, no medical exam, no turn-downs for health reasons. If you’ve been declined elsewhere or have health concerns, this is the policy that says yes. Coverage amounts designed for final expenses and small debts.
Which one fits me?
- Under 60, protecting a family or mortgage: Term Life with Living Benefits or Pure Term
- Any age 20–59, want the fastest option: Accidental Death
- 50–85, planning ahead for final expenses: Final Expense
- 50–85 with health concerns or a prior decline: Guaranteed Issue
Questions first? Call us at (765) 987-7019 — Monday–Friday 9 AM–5 PM, or reach our after-hours line at (765) 524-2279.
All policies are underwritten by Fidelity Life Association. Availability, coverage amounts, and rates vary by age, health, state, and product. Not all applicants will qualify for every product. This is not a policy or offer of coverage — see the quote and application for actual terms.